Our mission is simple: deliver strong, stable returns while protecting investor capital. Here’s how we do it.
📍 1. Prime Residential Locations You Can Drive By
We believe in lending where value is tangible and verifiable.
- We focus on residential properties in Toronto and the GTA—not speculative or remote areas.
- Each property is marketable and accessible, meaning you can literally drive by the assets securing your investment.
This ensures strong exit strategies and reliable collateral in any market condition.
📉 2. Disciplined Interest Rate Strategies
Lendworth structures mortgage rates to balance borrower affordability with investor returns.
- Rates are set to compensate for risk, ensuring portfolio resilience.
- Flexible, short-term loans allow us to adapt quickly to market shifts and changing interest rate environments.
🧮 3. Prudent Loan-to-Value (LTV) Limits
Protecting capital means lending with a built-in equity buffer:
- We cap lending at 75–80% LTV, well below property market values.
- This buffer allows borrowers multiple exit options while safeguarding investor funds.
- Our current portfolio maintains an average LTV of ~60%, providing strong downside protection.
✅ 4. Credibility & Rigorous Due Diligence
Every loan undergoes thorough vetting:
- Independent appraisals and internal liquidity assessments
- Review of borrower profiles and repayment strategies
- Compliance with FSRA regulations and best practices
This ensures only qualified, high-quality assets enter our fund.
💧 5. Liquidity & Sound Investment Decisions
We maintain short-term, flexible mortgage structures designed for:
- Fast capital turnover
- Ability to redeploy funds quickly into new, vetted opportunities
- Reliable cash flow for consistent investor distributions
🔑 The Lendworth Difference
- ✔️ GTA-focused residential lending
- ✔️ Conservative LTVs for built-in equity protection
- ✔️ Tangible, drive-by properties
- ✔️ Strong underwriting and internal liquidity valuations
- ✔️ Competitive, stable returns for investors
📞 Invest with Confidence
At Lendworth, we don’t chase speculative deals or risky markets.
We lend where value is real, exits are clear, and investor protection is paramount.
Whether you’re investing through cash, RRSP, TFSA, or other registered funds, Lendworth offers a safe, proven path to strong, consistent returns.
👉 Contact us today to learn how you can earn targeted returns of 9%+ annually with secured residential mortgages in Ontario’s strongest markets.