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GTA Housing Market Sees Strongest July Sales Since 2021 – What It Means for Homebuyers

The Greater Toronto Area (GTA) housing market showed signs of renewed momentum this July, delivering the best home sales performance since 2021. According to the latest data from the Toronto Regional Real Estate Board (TRREB), 6,100 homes sold in July 2025, marking a 10.9% increase compared to the same time last year.

📈 Key Highlights:

  • Sales: 6,100 (up 10.9% YoY)
  • New Listings: 17,613 (up 5.7% YoY)
  • Average Selling Price: $1,051,719 (down 5.5% YoY)
  • MLS® Home Price Index: Down 5.4% YoY

Market conditions tightened modestly as sales grew faster than new listings. Seasonally adjusted data also shows month-over-month sales gains, suggesting that improved affordability and lower borrowing costs are drawing more buyers back into the market.

“More households are finding affordable paths to homeownership,” said TRREB President Elechia Barry-Sproule. “While additional relief is needed in borrowing costs, the trend is positive.”

Despite the ongoing impact of trade uncertainty with the U.S., TRREB highlights that the housing sector remains a key driver of domestic economic growth, generating significant spin-off benefits for regional economies.

💡 Foreign Buyer Insights:

There’s a common misconception that Canada’s federal foreign buyer ban completely blocks non-residents from purchasing property. In reality, exemptions allow foreign buyers to purchase:

  • Multi-unit buildings with 4+ units
  • Vacant land or land for development
  • Residential properties outside urban centres, including recreational homes

This flexibility supports continued investment and job growth, benefiting both the housing market and the broader economy.

How Lendworth Helps You Seize This Market Opportunity

With home prices down year-over-year and more inventory hitting the market, now is a strategic time to buy or refinance. At Lendworth, we specialize in equity-based lending, meaning:

  • No heavy income reviews – we focus on your property’s value
  • Fast approvals and funding – helping you move quickly on new opportunities
  • Solutions for debt consolidation, home improvement, or investment properties

📞 Contact Lendworth today to leverage your home equity and make your next move in the evolving GTA housing market.

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When you invest with Lendworth Mortgage Investment Corporation, you’re not just funding mortgages—you’re joining a carefully managed, equity-focused lending platform built on credibility, liquidity, and disciplined investment practices.