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Canadian Home Sales Climb for Fourth Month — Is the Market Turning Around?

Toronto leads national rebound as buyers return amid growing confidence in the economy.

Canada’s housing market is heating up again.

According to new data from the Canadian Real Estate Association (CREA), national home sales rose 3.8% in July, marking the fourth straight monthly increase and bringing total gains since March to 11.2%. Leading the charge? Toronto, where home sales have rebounded a whopping 35.5% over the past four months.

While overall volumes are still below historical highs, one thing is clear: Buyers are stepping off the sidelines — and confidence is quietly returning.

🔍 Why Buyers Are Coming Back

After a rough start to 2025, marked by U.S. tariffs, job market uncertainty, and recession fears, Canadian buyers are feeling more optimistic.

The real estate recovery is being fueled by:

  • Stable benchmark home prices, currently at $688,700 across Canada
  • A 10.1% increase in inventory year-over-year
  • Lower interest rates and a pause from the Bank of Canada
  • Resilience in employment and consumer spending

At Lendworth Canada, we’ve seen firsthand how this shift in sentiment is driving interest in equity-based lending — especially among homeowners and investors in the GTA and surrounding areas.

💡 What It Means for Borrowers

With prices flat and inventory growing, it’s a buyer’s market — but only for those ready to act quickly.

Whether you’re buying your first home, upgrading, or refinancing:

  • Mortgage approvals are faster with Lendworth’s private, common-sense lending approach
  • Equity-based loans let you access capital without relying on income or perfect credit
  • Second mortgages, bridge loans, and renovation financing are all available with flexible terms

Our rates start from 8.99%, and we move quickly — ideal for seizing time-sensitive opportunities while traditional banks remain cautious.

📊 Toronto Real Estate Snapshot – July 2025

  • Home Sales in Toronto: ↑ 35.5% since March
  • Benchmark Price (National): $688,700
  • Inventory (National): ↑ 10.1% YoY
  • National Sales Increase (July): ↑ 3.8% MoM
  • CREA Forecast: Year-over-year price declines expected to shrink in coming months

🏦 Why Lendworth Is the Smart Lending Choice Right Now

In a volatile market, traditional banks are still slow to act — but Lendworth Canada is built for speed, flexibility, and real estate expertise.

Here’s why homeowners and investors trust us:

  • Fast closings and minimal paperwork
  • Equity-based approvals with no income or credit hurdles
  • Invest in Lendworth MIC for targeted 9%+ annual returns
  • ✅ Use TFSA, RRSP or cash to diversify with real estate-backed income
  • ✅ Focused on low loan-to-value lending across Toronto and surrounding areas

📞 Ready to Make Your Move?

As sales continue to recover and buyer momentum grows, the window to capitalize on pricing and financing advantages won’t last forever.

📲 Call 905-597-1225

🌐 Visit www.lendworth.ca

📧 Email us at info@lendworth.ca

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