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Canada Lost 41,000 Jobs in July — What It Means for Homeowners and Borrowers

Canada’s job market took a step back in July 2025, with Statistics Canada reporting a loss of 41,000 jobs, partially offsetting June’s gain of 83,000 positions.

Despite the drop, the unemployment rate held steady at 6.9%, as the number of job seekers remained largely unchanged.

🔍 Who Was Hit the Hardest?

The losses were concentrated in full-time work and the private sector, with youth aged 15–24 seeing the steepest declines amid an already challenging summer job market.

By sector:

  • Information, culture and recreation led the losses
  • Construction followed closely behind
  • Manufacturing — despite tariff pressures — posted its second month of modest gains

🏡 What This Means for Homeowners

Economic uncertainty often creates ripple effects for households:

  • Rising job insecurity can make traditional mortgage approvals harder to get
  • Seasonal employment drops can disrupt income stability
  • Bank lending criteria often tighten when the economy softens

💡 How Lendworth Can Help in Uncertain Times

If you’ve been affected by reduced hours, layoffs, or shifting job conditions, your home equity can be your safety net.

Lendworth offers:

  • Equity-based mortgages — approvals based on property value, not income or credit
  • Bridge loans and refinances to consolidate debt or access cash flow
  • Fast funding — often within 48 hours
  • ✅ Lending on residential properties in the GTA you can drive by

📊 Why Equity-Based Lending Matters Right Now

With traditional lenders tightening up, more Canadians are turning to private lending to:

  • Cover unexpected expenses during employment gaps
  • Pay down high-interest debt while rates are still manageable
  • Maintain financial stability during a career change or transition

At Lendworth, our focus is on credibility, liquidity, and sound lending decisions — ensuring both borrower flexibility and investor protection.

📞 Secure Your Financing Before You Need It

Economic shifts can happen fast.

Get pre-approved with Lendworth now, so if your income changes, your financing won’t.

📲 Call us today or apply online to learn how much equity you can unlock from your home.

When jobs slow down, your home equity can keep you moving forward.

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